Topstep vs Tradeify: rules compared (2026)

Both are strong futures prop firms, but they trail your drawdown in opposite ways and cap consistency very differently. That decides which one suits how you trade.

Trailing drawdown

Topstep trails in real time (intraday) — your $2,000 max loss limit on a 50K follows your unrealized highs, then locks at your $50,000 starting balance and never rises above it. Tradeify Growth Funded trails end-of-day only, with a $2,000 drawdown that locks $100 above your start ($50,100). If you take large unrealized profit and give it back, Topstep is the stricter of the two intraday-wise.

Daily loss limit

Topstep has a $1,000 daily loss limit on a 50K; Tradeify carries $1,250. Both are protective — they cap a single bad session.

Consistency rule

Topstep applies a 50% best-day cap at payout; Tradeify is tighter at 35%. On Tradeify you have to spread profit across more days before you can withdraw — one big day does more damage to payout eligibility.

Risk-tracking tool, not financial advice, not affiliated with any prop firm. Verify rules against each firm's current terms.