Prop firm profit splits, explained (2026)

The split is the headline number — but three other rules decide whether you actually get paid. Here's how payouts really work.

The split

Most futures firms pay you a large share of your profit — commonly 80%, 90%, or even 100% on some plans (e.g. Lucid runs a 90/10 split). The firm keeps the rest. That's the easy part; the friction is in the payout conditions.

The withdrawal buffer

Before your first payout you usually have to build a buffer above your starting balance — often tied to the max drawdown plus a small amount — so the firm knows the account is genuinely profitable. Until you clear it, you can't withdraw even if you're green.

Minimum days + the consistency rule

You'll need a minimum number of trading (or winning) days, and then the big one: the consistency rule. Most firms cap your single best day at a percentage of total profit (Apex/Topstep 50%, Tradeify 35%, some none). One monster day can freeze the payout until you spread profit across more sessions. See how payouts work for the full sequence.

Risk-tracking tool, not financial advice, not affiliated with any prop firm. Verify splits and payout terms with your firm.